Service Definition:
Sargam Insurance Brokers Pvt. Ltd. provides users with detailed information, data, and comparisons for General Insurance and Life Insurance products, enabling informed decision-making and procurement. For any inquiries, please contact us at our office (2nd Floor, Garg Trade Community Centre, Plot No. 1, Sector – 11, Rohini, Delhi – 110085) or call us at +91 9355001574. We assist with the completion of all necessary documentation, from proposal forms to claim submission forms. Please note that all documents are subject to verification by the respective insurance company. The decision to accept or reject a proposal or claim rests solely with the insurance company, and this decision will be communicated either by Sargam Insurance Brokers Pvt. Ltd. or directly by the insurance company. If a reapplication is required, we will assist in the process as an intermediary, though we cannot guarantee acceptance.
Fees and Charges:
Sargam Insurance Brokers Pvt. Ltd. provides its services free of charge. We do not impose any additional fees on our customers for the services we offer. We do not authorize any individual to collect any form of remuneration on our behalf. If any individual attempts to do so, they are liable for criminal action, which should be reported to us immediately via the provided contact number or address.
Service Limitations:
The Sargam Insurance Brokers Pvt. Ltd. website offers information on various insurance products as a general guide. Each insurance product has specific terms and conditions, and it is the client’s responsibility to obtain precise details regarding the products they intend to purchase. The information provided is primarily intended for Indian citizens; however, NRIs and non-residents may contact us for personalized queries. All content on the website, including text, images, audio, and video, is protected and should not be used for personal or commercial purposes. GST is applicable on insurance premiums at the prevailing rate of 18%, subject to change as per legal regulations. For exact fees and charges, please refer to the proposal document.
Refund Policy:
If you are dissatisfied with the services provided by the insurance company, you may contact either us or the insurance company directly to initiate a refund request. While we will assist you throughout this process, the refund will be processed exclusively by the insurance company according to their policies, and we cannot influence the outcome.
Claim Settlement:
All claim settlements are managed solely by the insurance company. Sargam Insurance Brokers Pvt. Ltd. is not responsible for the settlement process. However, we will facilitate communication between the insured and the insurer to assist with the process. We are not liable for any claim that is declined by the insurance company.
Trademarks & Copyright:
Trademarks & Copyright:
Limitation of Liability:
While Sargam Insurance Brokers Pvt. Ltd. strives to provide accurate and up-to-date information on insurance products, errors may occur. We do not guarantee the accuracy of the information provided on our website and are not liable for any damages resulting from its use. We reserve the right to modify, suspend, or discontinue any service or information on our website without prior notice. Sargam Insurance Brokers Pvt. Ltd. is not liable for any damages to users’ devices resulting from access to our website, including any potential virus transmission.
Jurisdiction/Legal:
Sargam Insurance Brokers Pvt. Ltd. does not represent or warrant that the materials on this website are appropriate for use in all locations. Users who access the website do so at their own risk and are responsible for compliance with local laws. The website content does not constitute an offer to sell any insurance products or services. Certain products and services may not be available in all jurisdictions. Any disputes arising from the use of this website are subject to the exclusive jurisdiction of the courts in New Delhi, Delhi, India
Disclaimer:
To the fullest extent permitted by applicable law, Sargam Insurance Brokers Pvt. Ltd. disclaims all warranties, whether express, implied, or statutory, including but not limited to the warranties of fitness for a particular purpose, accuracy, completeness, or non-infringement. Sargam Insurance Brokers Pvt. Ltd. is not responsible for any loss or damage arising from the use of this website, the services, or the conduct of any users, whether online or offline. We do not guarantee any specific outcomes from using the website or services.