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Personal Accident Insurance
Purpose
:- To pay fixed compensation for death or disablement resulting from accident.
Scope
:- Any bodily injury or death resulting solely and directly from accident caused by external voilent and visible means
PERSONAL ACCIDENT INSURANCE :
BENEFITS :
Death
Loss of two limbs or two eyes or one limband one eye
Loss of one limb or one eye
Permanent total disablement
Permanent partial disableablement
Temporary total disablement
COMPENSATION :
100 % C.S.I.(Capital Sum Insured)
100 % C.S.I.
50 % C.S.I.
100 % C.S.I
% AS PER TABLE
1 % OF C.S.I. PER WEEK (MAX. 100 WEEKS)
ADDITIONAL BENEFITS:
Medical expenses : by charging 20% extra premium we cover medical expenses incurred by insured in connection with accidetal injuries/death
Expenses incurred for carriage of dead body to place of residence
Children Education Expense
Cumulative Bonus
EXCLUSIONS:
No compensation is payable in respect of death,injury or disablement of Insured caused.
From intentional self induced injuries, sucide or attempt to sucide.
Whilst under influence of intoxicating liquor or drug.
Whilst enaged in adventure sports activities
No compensation is payable in respect of death.injury or disablement of Insured caused.
Arising or resulting from insured committing any breach of law with criminal intent.
Whilst in service with armed forces.Resulting directly or indirectly from child birth or pregnancy.